Circle founded in 2013 enables peer-to-peer cross-border payments to anyone, anywhere, across devices and platforms. It operates its app-based peer-to-peer payment network using Ethereum blockchain. Investors include Goldman Sachs, IDG Capital, Breyer Capital, Accel Partners, General Catalyst Partners and Oak Investment Partners.
Secured Automated Lending Technology (SALT) is a membership-based crypto-as-collateral loan platform. It was founded by Blake Cohen, a former real estate executive. Basic premise is to receive a loan in USD by posting your crypto assets (BTC or ETH) as collateral. Borrowers can get loan of up to 60 percent of the value of the cryptocurrency collateral. Interest rates on the loans range from 12-22 percent.